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Law School Essay Test Answers: Write for Your Audience!
If you were to write a youth book on how to play baseball, or a romance novel for adults, your “audience” would be easy to identify. In the first example, you would be writing for an age group between 7 and 11 […]
If you were to write a youth book on how to play baseball, or a romance novel for adults, your “audience” would be easy to identify. In the first example, you would be writing for an age group between 7 and 11 years old; all readers would be interested in baseball; and would have, say, a beginner to intermediate level of ability and sophistication in the sport. In the second example, you could Google the demographics of who buys romance novels and get a pretty good idea of who might buy your book. Audience identification is critical every time you write, and that’s the case when you’re also writing answers to law school essay exam questions.
When you write the answer to a law school essay exam question, your audience is fictional. Think of your audience (reader) as an informed attorney or colleague (law student) who is fairly familiar with the nature and purpose of law in general; who has read the fact pattern; and that he has a passing familiarity with the law of the subject (torts or contracts, for example), but needs to be reminded of the precise rules of the law. Then proceed as if you were explaining the situation to that person.
For example, that person would not need to read that hunting knives often have sharp edges, that if a person is the manager of a grocery store, it can be assumed that she is the person who should be in charge of the store, or that there is a difference between tortuous assault and criminal assault in that the latter is punishable by imprisonment.
Also, because the fictional reader has read the fact pattern, there is no need to repeat sections or sentences of the question. In other words, if the question includes: “When Mr. Slocum entered the airport he noticed the smell of something burning, and this immediately worried him”… then there is no need to include in your essay, “When Mr. Slocum He entered the airport and noticed the aroma of something burning, and this immediately worried him.” (Rather, it could refer to Slocum’s location, refer to the scent, or refer to Slocum’s concern, if they are key facts in his argument; there is no need to repeat what the reader just read in the question.)
Despite every step of your legal analysis should be in the essay, it’s important not to waste your limited time explaining what your audience is expected to know.
Now let’s take a look at the “real” audience: your teacher. Always write with your teacher in mind. In general, the characteristics of an “A” response include: identification of all issues, significant attention to “gray areas”, incorporation of high-level argumentation techniques (example: using the “slippery slope” argument) , integration of legal principles and facts of the hypothetical with common sense notions, and political support for an adopted position.
However, teachers differ on what they consider “A” grade material. Therefore, it is very important to obtain not only the previous exam questions that your teacher has submitted, but also, if available, their quality sample answers. You should study these answers carefully, because there you will find what qualities your teacher rewards with high marks.
You should also discuss with your professors what they look for in test answers during office visits. You’ll also get a lot of this information during class, so be sure to put that in your notes! Do this with each of your teachers so you know what to expect on a real exam. Whatever you discover, that is what you must practice! Then incorporate your teachers’ suggestions into your practice test answers.
The audience matters all you write…and the audience you write for when you write answers to law school essay exam questions is likely to be a determining factor in the grade you receive.
Exercise: a treatment to relieve constipation
Exercising and eating the right foods are the secret to relieving constipation. Most people who have constipation have difficulty doing both activities. Exercise is necessary to eliminate, reduce, minimize and prevent constipation. By practicing, you can promote, produce or create the following: […]
Exercising and eating the right foods are the secret to relieving constipation. Most people who have constipation have difficulty doing both activities.
Exercise is necessary to eliminate, reduce, minimize and prevent constipation. By practicing, you can promote, produce or create the following:
Tones and strengthens the muscles of the colon
· Eliminates toxins from the blood through sweating.
It stimulates your cells to remove waste and makes this waste move through your lymphatic system.
Reduces tension and anxiety.
It stimulates the cell structure of the colon wall to increase its metabolic rate and thus improve its function.
Here is a simple exercise you can do. If you walk after your last meal of the day, you can stimulate your colon to create bowel movements. Also, walking strengthens and tones the walls of your colon. This prevents your colon from becoming deformed when you sometimes become constipated.
Inactivity or lack of exercise will contribute to a lack of muscle tone in the colon, which will contribute to constipation regardless of age.
There are many good exercises that stimulate and strengthen your body. These exercises will help you get rid of constipation. Of course, any type of exercise will be beneficial to your health. When your colon is toxic, then exercises that activate the lymphatic system are good.
The lymphatic system removes waste and toxins from the fluid that surrounds the cells. Therefore, it is critical that these toxins do not remain in your body for too long. If they do, then this is another form of constipation. The lymph nodes become clogged with toxins, debris, and bacteria, and as more waste and toxins are created, they build up in the lymph fluid or vessels.
The rebounder has long been known to be one of the best exercise tools for stimulating and activating the lymphatic system. It also strengthens all the internal organs, tissues and cells. The walls of the colon are especially stretched out, which will help relieve constipation. Other exercises are usually not a complete exercise like the jumper.
In Jumping for Health, 1989, Dr. Morton Walker identifies why jumping is good for a healthy body.
“So, the G-force at the top of the bounce is removed and the body becomes weightless for a fraction of a second. At the bottom of the bounce, when you hit the mat, the G-force is suddenly doubled over what it is ordinary gravity on earth and Internal organs are put under pressure.Its cellular stimulation increases accordingly, so the waste materials inside the cells are squeezed out.The lymphatic system carries the waste to be eliminated through urine and other excretory mechanisms Rebounding makes the body cleaner… Increased G-force also stresses cell walls, causing them to undergo an individual training effect Rebounding aerobics provide more oxygen for osmotic penetration of the blood. Each cell gets the amount of food it needs to thrive.”
But, if you are not satisfied with your body, the illnesses you endure, and the thoughts you think and carry with you, check out some of the changes you can make that will make your life happier and healthier.
The main thing is to provide movement to the stomach area. This provides movement to your colon and helps move stool through your colon. It strengthens the walls of the colon and helps release glutamine which feeds the lining of intestinal cells.
Best Artificial Intelligence Training Institute in Noida
The best AI training institute in Noida. Webtrackker technology pvt ltd is the best IT company offering the best training institute with 100% ranking guarantee. Webtrackker is an IT company and also takes care of all IT training courses. We have a […]
The best AI training institute in Noida.
Webtrackker technology pvt ltd is the best IT company offering the best training institute with 100% ranking guarantee. Webtrackker is an IT company and also takes care of all IT training courses. We have a real-time instructor for training. Our trainer has 4-8 years of coaching experience. After completing our AI training program, we will provide 100% placement in multinationals or other companies. Webtrackker is Noida’s best training institute offering basic training / hands-on live projects on hands-on experience with multinational company positioning. Webtrackker trainers have over 8 years of real-time project experience at Top MNC company.
Webtrackker Technology PVT LTD is the best training institute in Noida. Candidates learn in Artificial Intelligence: – Introduction to AI, History of Course Logistics, Intelligent Agents, Uninformed Investigation, Heuristic Investigation, A* Algorithm, Adversarial Investigation, Games, Constraint Satisfaction Problems, Machine Learning: Basic Concepts, Linear Models, Perceptron Machine Learning, Advanced Models, Neural Networks, SVM, Decision Trees and Unsupervised Learning, Markov Decision Processes and Reinforcement Learning, Logic Agent, Propositional Logic and First Order Logic, AI Applications (NLP) , AI applications (Vision/Robotics).
AI is the intelligence displayed by machines, in contrast to the natural intelligence displayed by man and animals. In IT, AI research is defined as the study of “intelligent agents”: any device that perceives its environment and takes actions that maximize its chances of successfully achieving its goals. Colloquially, the term “artificial intelligence” is applied when a machine mimics “cognitive” functions that humans associate with other human minds, such as “learning” and “problem solving.”
The scope of AI is disputed: as machines become increasingly capable, tasks deemed to require “intelligence” are often removed from the definition, a phenomenon known as the AI effect, leading to the joke , “artificial intelligence”. is everything that has not yet been done”[3] For example, optical character recognition is often excluded from artificial intelligence, having become a routine technology. [4]. Skills generally classified as AI as of 2017 include successful understanding of human language, high-level proficiency in strategic game systems (such as chess and Go), self-driving cars, intelligent routing in the content delivery network, and simulations. military.
Best Noida AI Training Institute – Web crawler has placed more than 100 candidates in Top MNC company after completing AI training. Webtracker provides server or lab functionality for practice. Beautiful furniture, AC class, Smart LCD class, Personality development courses, Interview session, English language session with more than 8 years of real-time experience. Webtrackker follows the process of monitoring the performance of each student. Webtrackker offers Artificial Intelligence training courses in Noida and Delhi.
So if you are looking for a suitable institute to introduce you to, then webtrackker pvt ltd is a place to choose, we provide the best learning experience along with live project work and will provide you with a one year certificate of experience upon completion of the course.
Company address:-
Web Tracking Technology
C-67, Sector-63, Noida
Phone: 0120-4330760, 8802820025
Email: [email protected]
Website: http://www.webtrackker.com/
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Deleveraging a Beta
In the process of calculating a weighted average cost of capital for a discounted cash flow analysis, a Beta must often be generated. Let’s take a look at the process. Calculating Beta is the fun part of the Capital Asset Pricing Model […]
In the process of calculating a weighted average cost of capital for a discounted cash flow analysis, a Beta must often be generated. Let’s take a look at the process.
Calculating Beta is the fun part of the Capital Asset Pricing Model (CAPM). Since Beta is a measure of how well a stock is doing with the broader market, I would calculate it by doing a regression analysis of the stock’s performance against a broad index like the S&P 500. Fortunately, many stock information services like Bloomberg or Yahoo Finance we have already calculated this value for stocks.
The problem with these Betas is that they are leveraged. We need an unlevered security for our cost of capital calculation. The reason we need this value without leverage is that the amount of debt or leverage a company has can affect its Beta. And since a potential buyer of a company could choose to significantly modify its capital structure, we need to remove the effect of leverage to get a better idea of the value of the company.
Deleveraging a Beta
Deleveraging a Beta can be a complicated process. The formula for an unlocked Beta is as follows:
Unlevered Beta = Stock Beta / [ 1 + (1 – tax rate) * Debt / Equity]
The Equity Beta would be the Beta you get from Yahoo Finance on the Key Stats page. You can calculate the business tax rate by dividing tax expense by pre-tax income on the business income statement. Debt is the total debt of the company. Equity in this case is the market value of the company’s equity – its market capitalization.
Beta Compensations
As if calculating a Beta without leverage wasn’t complicated enough, you can’t calculate a Beta for private companies. Instead, we should analyze industry comparables to find an average or median unlevered beta as a proxy for our company’s beta.
What this means is that we need to look up public comps for our company, calculate each of their unlevered Betas, and take an average. We can now use this average beta in our capital asset pricing model and to calculate the weighted average cost of capital.
Learn what to buy with an iTunes gift card
This upcoming Christmas season, many people are already thinking of different gift ideas for their loved ones. And since we are now in the digital age when most people are already using iPhones and iPads, it is a very smart idea to […]
This upcoming Christmas season, many people are already thinking of different gift ideas for their loved ones. And since we are now in the digital age when most people are already using iPhones and iPads, it is a very smart idea to opt for an iTunes gift card. As well as being a clever idea, this one is also unique and practical.
For people who love to listen to music all the time, having access to their favorite songs is simply a great feeling. So if you know someone who loves music, why not give them an iTunes gift card? This is a very special gift idea for the holidays.
On the other hand, if you are the person who received this gift, it is best to know what to buy with it. Check out the following items you can purchase with your gift card below:
– Membership with Apple Music. Many are actually unaware that there is an exclusive membership for Apple Music that will allow you to access certain videos. This membership will also give you access to recommendations from editors, ad-free music stations, and many other things that you will surely enjoy as an Apple user. This is one of the main reasons why many people buy it.
– Phone applications. There may be many free apps that you can find online, but there are also many good and interesting apps that are not free. And to get these apps, you may need to pay with your credit or debit card or iTunes gift card. The applications that are available in the App Store vary according to the specific tastes of the user, so to help you make a purchase easily, use your iTunes gift card. The usual apps that people download are games, entertainment, digital tools, and home DIY apps.
– e-books. For new readers and those who love to read books, an iTunes Gift Card can be used to purchase as many books as you’d like, based on the value of the card you have. There are many different types of books available in the online store and you can definitely choose and buy any book you want to make it more convenient for you. It is also very secure because you no longer need to give your bank details.
Learn more about what to buy with the iTunes Gift Card here.
Traditionally a college feeling
It’s what we do to start the game; it’s what we do between quarters, at halftime, on third-down conversions and when scoring touchdowns; it is what we do that makes us proud of our university and our team. It sets us apart […]
It’s what we do to start the game; it’s what we do between quarters, at halftime, on third-down conversions and when scoring touchdowns; it is what we do that makes us proud of our university and our team. It sets us apart from everyone else in our league and gives us a unique brand of who we are and all that we stand for. It is called tradition (a state of mind, a state of inner being and an outer manifestation of emotional spirit) or simply “pride and joy”.
Whether you show your devotion to a varsity team with the clothes you wear or the gear you amass over time, the truth is that all fans should be aware of at best a handful of the many traditions that are upheld. on campus or at the football stadium. From adrenaline rushes to chills, from moments of solitude and silence to moments of deafening chants and stadium rumblings, there isn’t a college campus or college stadium where you won’t find a steadfast and enthusiastic student body or fan base. involved.
Speaking of stadium noise, this is reminiscent of a Metallica favorite. The Virginia Tech Hokies are known for their explosive “Enter Sandman” entrance onto the football field as the crowd jumps up and down as the music fills the air, causing a roaring effect throughout the stadium. If you’re a fan of college sports and haven’t been to Lane Stadium for this experience, put it on your bucket list. Representative school mascots of live animals accompany their team to the field as Uga, the bulldog from the University of Georgia and Ralphie, the enormous buffalo from the University of Colorado. Warriors like Tommy Trojan and the Travelers from the University of Southern California and Chief Osceola riding a beautiful Appaloosa with a flaming spear take center stage to begin their performance on the field.
Others may rub their hands for good luck with significant chips or token structures before leaving the team tunnel or setting foot on the playing field, such as Clemson University’s Howard’s Rock and University of Maryland’s Terrapin. Infamous arm movements like the University of Florida’s notorious alligator bite and hand gestures symbolizing megaphones for the South Florida Bulls and Texas Longhorns, or bursting out chants like “We Are… Marshall” or “Let’s Go” … tigers”! And then there’s a bit of history to highlight in things like Georgia Tech’s “Ramblin’ Wreck” and Oklahoma’s “Sooner Schooner.” Regardless of what any college or university embraces with tradition, those values introduce a deeper inner feeling of pride and energetic exuberance.
Invariably, the acts of the traditions are not limited to fight songs, school sports colors, game day chants, body movements, team spirit cheers, and scoring rituals, but they are sure to be learned and carried out by newcomers. faithfully game by game, year after. years and decades to come. Many times, countless traditions seem to have been magically, or accidentally, invented in the heat of the moment with no real reason or purpose in mind. They may have started as an unintentional moment of playful expression, sometimes even perpetrated as some sort of joke. Whether it’s coincidence or persistence, these college sentiments have all the right things inhabiting the hearts and minds of students and parents, fans and spectators, players and coaches, staff and faculty members to the point where one can hear. say: “The color orange is in my blood” or “I bleed purple”. You can’t get any closer to the heart than that.
Indecision – The Rock and the Hard Place
It was recently reported on Yahoo News that 1 in 7 voters were still undecided on their voting preference just days before the election. This is a big decision and an important event. These decisions are where the True Self insists on […]
It was recently reported on Yahoo News that 1 in 7 voters were still undecided on their voting preference just days before the election. This is a big decision and an important event. These decisions are where the True Self insists on being expressed, while the habitual pattern of the human mind is still in play. It could be loosely said that consciousness strives to manifest itself.
However, weighing things up logically will not solve the dilemma.
The human mind operates on logic and worldly fears. If I vote for Obama, will it raise my taxes? On the other hand, if I vote for McCain, will he send more troops to war? The human mind cannot know these things no matter how long it struggles to answer them.
These are Soul decisions. The soul has a completely different agenda than the human mind. The Soul strives to grow: expanded capacity to love, expanded joy, generosity of Spirit and heart. Indeed, these Soul goals are ultimately expressed through human means on the planet. Policies that include, rather than exclude. Legislation that goes against the thinking of the human mind, of course. So the human mind comes in with its fears and limitations: but what would that mean for my wallet and my job?
The Soul knows that there is Infinite Supply. That is the key difference between the thinking of the human mind and the Divine thinking. Every offense that has been committed on Earth has been outside of the thinking of the human mind which believes that there simply is not enough of all good things to go around. And in this economic climate, the appearance of lack is there for just that purpose: to make you FEEL rather than think your way through this choice.
When you’re stuck between a rock and a hard place, whether it’s a vow decision or a relationship decision, you come face to face with your True Authentic Self urging you to go for it. Be free! Love! Expand! Risk! And your human mind that is small and fearful and wants you to play it safe, stay small and don’t risk anything or rock the boat.
The inner experience in this position is tortuous. Yes, No, Yes, No. We go back and forth, round and round making pancake batter in our minds. The answer is always to stop the mind, quell it and quiet it until it becomes still. Then feel your way through the puzzle. Truth, Love and Growth are always the potential in every irony or paradox.
Should you go the way you’ve never gone before? Should you stray from your conventions, especially since you were so eloquent a few nights ago? What would people say? How can I understand this?
Once again, the Soul does not understand the thought process of the human mind. We changed. we grow We expand because that’s what we came to Earth for: to play, to love and to enjoy adventure without fear.
Once you have answered the call of your Self and chosen the opposite of your human mind, you will feel relief and contentment spread through you. This is your Self saying, “Well done.” The fruits of that new choice will ripple through every area of your life, as you have chosen joy and love over fear and limitation. You have grown and expanded.
Build solar panels and reduce energy bills using renewable green energy
Solar energy has been used to heat water at home in many countries for more than 40 years. While the initial cost of these systems was once considered high, the rewards provided by harnessing a free energy source like the sun are […]
Solar energy has been used to heat water at home in many countries for more than 40 years. While the initial cost of these systems was once considered high, the rewards provided by harnessing a free energy source like the sun are now well documented and appreciated by hundreds of thousands of solar hot water customers around the world.
The beauty of solar energy is that it does not pollute, it is cheap to maintain and it is a completely green renewable energy source. Look, that’s the key. Solar energy is free from the sun. By using solar energy, we are not taking any natural resources like oil or gas from our fragile planet that cannot be replaced. Solar energy is actually available to everyone who wants to take advantage of it.
With the development of new technologies, a revolution in home electricity generation is now in its embryonic stages. Using solar panels similar to those used in solar water heaters but made up of photovoltaic cells (when sunlight hits these cells, it is transformed into electricity) it is now possible to generate free electricity from the sun’s energy. Plus, it’s now possible to further reduce the costs of installing one of these systems in your home or business by building your own solar panels.
Compared to the expense of buying prefabricated solar panels, huge savings can be achieved using simple techniques and tried and tested designs. Some prefab systems can take ten years or more to pay for themselves, making the investment decision a little more difficult for many people in these tough economic times.
Of course, the beauty of any DIY project isn’t limited to the actual cost-saving benefits. By building your own system, it can be custom designed and built to meet your specific purpose. Of course, there is also a sense of accomplishment when a project gets off the ground, even more so when you start to see a direct benefit through reduced energy bills for years to come.
There are many kits available that include major components made by some of the world’s largest and most well-known electrical companies, or you can find complete plans and drawings to do everything yourself. It really is a matter of how adventurous you are and even if you are not a complete expert, many of the options available are suitable for the beginner. Another added feature of going the DIY route is the flexibility these expandable systems offer. You can start small and add more panels as needed.
So my advice is to do your research as there are quite a few DIY solar systems on the market. Like any home project, you want quality plans with realistically achievable results. Personally, whenever I build something, I read what other people are saying about the results they’ve achieved and make sure I have the skills and tools that will be needed. In the case of home energy, it’s really a no-brainer: Anyone who thinks the price of electricity is going to go down is kidding themselves. It may also be possible in your area to return electricity to the power grid creating even more reductions in your energy bills. Obviously these types of home systems will be a bit more complex than the basic types, however I have seen these systems work and they are not as complicated as you might think.
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CCRC Vs Life Care – Which Contract Is Right For You?
The burgeoning elder care market has introduced a host of new concepts and terms that are easily confused. Many people believe, for example, that the life care and continuing care communities are the same thing, and use these terms interchangeably. However, life […]
The burgeoning elder care market has introduced a host of new concepts and terms that are easily confused. Many people believe, for example, that the life care and continuing care communities are the same thing, and use these terms interchangeably. However, life care is actually a subset of continuing care. While the offers may appear similar at first glance, don’t be fooled. Let’s take a look at the differences between the two, starting with continuing care retirement communities (CCRCs).
CCRC vs. life care communities
CCRCs offer contractual agreements to people sixty years of age and older, providing them with a continuity of services, usually on the same campus. These services include independent living, assisted living, skilled nursing, and sometimes memory care. Although all CCRCs offer continuous care, some rely on contracts with other care providers to manage higher levels of care, which may be located off campus. This means that residents moving into the independent or assisted living levels would have access to higher levels of care as their needs progress, but may need to move off campus to access those services. Most contracts require the payment of an entry fee (sometimes called a “buy-in” or “purchase” fee) and monthly fees. Some contracts include the purchase of real estate (ie, the resident’s apartment within the community), which can be willed or deeded to an heir like any other real estate purchase. However, not all contracts involve the purchase of real estate. Under these terms, the seniors would become residents of the community, but would not own any property under the contract. Buy-in or entry fees can range from $10,000 to $500,000 or more.
Life care communities provide the same ongoing care to a resident for life, but the biggest difference is this: residents who cannot afford their monthly care fees will be subsidized by the community, with the same access to services and without interruption in care or change in priority status. In other words, residents are guaranteed the same quality of care and access to care from day one to the end of life, regardless of their personal financial situation. Also, most life care communities offer all health care services on the same campus. The idea is that, after qualifying through a health and financial application process, residents will never have to move again, except between levels of care as needed. So, for example, a resident may be required to move from assisted living to skilled nursing as their care needs progress, but the new place of residence will be on the same campus. However, certain states allow living care communities to provide skilled nursing services off campus, as long as it is under the ownership and supervision of the living care provider, and not through a contract agreement. There is another significant difference. In a lifetime care community, residents do not own real property under their lifetime care contract. Upon the death of a resident, the apartment (or room) she occupied reverts to the community.
Because there is no federal agency that governs CCRCs and life care communities, terminology and requirements vary from state to state. However, the easy way to distinguish between a community life care and a CCRC is by the type of contract: type A is considered life care; Types B and C are considered continuing care.
The types of contract: A, B and C
In general, there are three types of continuing care contracts: Type A (Extensive or Whole Life Care), Type B (Continuing or Modified Care) and Type C (Fee for Service). Each type of contract involves a different degree of risk for the resident and the community. The highest level of risk is assumed by communities with a Type A contract and the lowest by Type C. The opposite is true for residents, where Type A is the lowest risk and Type C is the highest. Each type of contract has different fee structures, corresponding to the levels of risk assumed by either party. Some continuing care communities offer only one type of contract, so contact the community you’re interested in to see which one(s) they offer. Here is an overview of how each contract works:
Modality A: Extensive or Lifetime Contract
With this type of arrangement, consumers take the least amount of risk, but pay a lot of money. A Type A contract provides housing, services and amenities, and unlimited access to long-term nursing care at little or no additional cost, apart from periodic inflationary increases. The higher initial rate is based on the assumption that these residents may require, and use, higher levels of care as their needs develop over time. This can add up to substantial savings over a resident’s lifetime, considering Medicare doesn’t cover custodial nursing care, which currently costs more than $250 a day, for a private room in a nursing home. Plus, prepaying future health care costs qualifies these residents for significant tax benefits (the IRS medical deduction). Residents are generally required to maintain a minimum level of Medicare coinsurance.
Who it’s good for: People who want to make sure all of their health care needs are covered for the rest of their lives.
Type B: Continuous or Modified Care Contract
A Type B contract also provides housing, services and amenities, but access to long-term care and nursing services is restricted to a specific number of days. After that, the resident is responsible for any additional care costs incurred. Some contracts allow residents to pay for additional care at a discounted rate once they have used up the care included in their contract. As with a Type A contract, residents are eligible for the IRS medical deduction.
Who it’s good for: People who can afford care costs not covered through their contract and those who don’t expect their health care needs to increase significantly over time.
Type C: fee-for-service contract
With a Type C contract, access to health care is guaranteed, but residents must pay the full cost of the services they use. Under this type of agreement, residents receive housing, services and amenities as defined in the contract. Some communities do not charge an entry fee for Type C contracts, but only charge a monthly fee. However, other communities charge an entrance fee, and the funds subsidize a resident’s assisted living or skilled nursing care. If the cost of care exceeds the funds obtained from the entrance fee, the resident will be charged the full cost of any services used. This can happen if a resident requires prolonged skilled nursing care. For those who require higher levels of medical care later on, the cost can be extremely high. At a daily rate of $250, nursing home care costs rise rapidly, creating a significant financial burden for residents without long-term care insurance or significant financial resources. Residents do not qualify for the IRS medical deduction under a Type C contract.
Who it’s good for: People who are willing to take the full risk of health care costs.
Benefits of continuing care
Continuum of Care gives residents convenient access to most of the services they need, all in one place. With the exception of a Type C contract, the cost of those services is included in the rates you pay under your contract. Although medical care is the basis of the contract, it is certainly not just medical care. Let’s take a look at what’s included in a typical continuing care agreement:
* Access to an on-site doctor by appointment, five days a week.
* Home visits during illness to assess condition.
* Meal delivery during illness.
* Daily van service to an off-campus hospital.
* The option to retain services under a separate medical plan, with certain provisions.
* Three meals a day, weekly cleaning service and laundry of sheets and towels.
* Access to banking services, recreational outlets and numerous activities on site.
Regulatory Conditions
Although CCRCs and life care communities are highly regulated in some states, there is no federal agency that oversees these types of retirement communities. However, there is a system of checks and balances to protect the consumer. Is that how it works. Life care providers must submit audited financial statements and reserve reports, generally to the state Department of Social Services, annually. Continuing care contract statutes mandate various financial and reserve requirements to help ensure that providers have sufficient financial resources available to meet future obligations to residents. This is so that residents are protected from any financial hardship that may affect the life care provider. Suppliers must recalculate reserves each year. If the Department of Social Services determines that a provider is in good financial standing, it will exercise its legal authority to require that corrective action be taken.
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5 practical and aesthetically pleasing renovations and accessories for the home
Selling your home can be a nerve-wracking time. Particularly when it comes to setting it up for potential buyers. However, with the help of a terrain specialist, it can be easy. It may take time and research to find the right person […]
Selling your home can be a nerve-wracking time. Particularly when it comes to setting it up for potential buyers. However, with the help of a terrain specialist, it can be easy. It may take time and research to find the right person for the job, but it will be worth it.
Even if you’re not moving and simply want to increase the estimated cost of your home or want to redesign it to include an expansion or create more storage space. This article is for you as we discuss some amazing home renovation ideas that you could consider.
Replacement of the entrance door and windows
One of the first things to consider is your doors and windows. Are they old, corroded or easy to break? Updating them with new versions will increase your hoer’s estimate, as well as making it much more secure. When viewed from the outside, windows and doors are really the only things a prospective buyer will see. Making a good impression here will do wonders later.
Small scale kitchen remodel
Most buyers will consider the overall feel of the kitchen and see how well their family could use it. Making a few small changes here might help the buyer see themselves as part of it. Try to buy new small electronics. Change the MDF countertop for stone or quartz. The upgrade expands the storage space available and potential buyers will be more eager to bid.
Modernize your bathroom
Just like the kitchen, your bathroom contains many features that most buyers will closely inspect. This is another great opportunity for some renovations that will make your home look like a million bucks. The bathroom is probably the only room in the house that will require a major overhaul to generate more esteem in the eyes of buyers. To help modernize your bathroom, you can replace an outdated tub or shower. Upgrade the toilet and sink with more modern versions and redesign the walls.
Yard
If you have an extra space outside; a Garden or Patio, then there is another large investment area. Adding a stunning wooden deck can be a great way to extend the beauty of your home. Adding wonderful oak garden furniture can help enhance the garden visually. It can also help make the house look cozier.
Change furniture, fixtures and fittings
Including some simple and elegant furniture can really add a tasteful look to your home. Add some Asian-style pieces, mixed with Hindu-inspired artwork. The mix of styles will help more shoppers see themselves here and see their own tastes, rather than being bombarded with yours. Keep the balance between a neutral home style and just enough stylish pieces to make your home look stylish.
Spending money on this type of feature may seem like a waste of money. However, it is better to see it as an investment. You want to include these pieces to help make your home appear more visually impressive and allow other people to see the possibilities of the home. The more impressed you can make the buyer, the more likely they are to make a higher offer.