Florida Adjuster Licenses – Become a Florida Insurance Claims Adjuster
Residents of the state of Florida and non-residents of states that do not require an appraiser license are eligible for a Florida All Lines business or independent appraiser license if:
1. You are 18 years of age or older;
2. An online application is completed and the $55.00 application fee is paid;
3. You are a US citizen or a legal alien with work authorization;
4. Fingerprints are submitted at one of the locations authorized by the Florida Department of Financial Services (out-of-state applicants will receive a fingerprint card from the department to complete);
5. Successfully complete the accredited claims adjuster designation through the University of Central Florida, or one of the other authorized licensing designations, or pass the state licensing exam.
Florida also maintains a cross license agreement with the following states.
Alabama: Independent Adjusters Only
Alaska: Independent Adjusters Only
Arkansas: Independent Adjusters Only
Connecticut – Independent, Public and Business Appraisers
Georgia: Independent and public adjusters only. (Does not require a license for Company adjusters)
Idaho: Independent Adjusters Only
Illinois – Public Adjusters Only
Kentucky – Independent, Public and Business Appraisers
Maine – Public and Independent Appraisers
Michigan – Public and Independent Appraisers
Mississippi: Independent Adjusters Only
New Mexico – Independent and Company Adjusters
North Carolina – Independent, Public and Business Appraisers
Oklahoma – Independent, Public and Business Appraisers
Oregon – Public and Independent Appraisers
Pennsylvania – Public Adjusters
South Carolina: Independent and Company Adjusters Only
Texas – Independent and Company Adjusters
West Virginia – Independent, Public and Business Appraisers
Washington – Public and Independent Appraisers
Wyoming – Independent, Public and Business Appraisers
Utah – Public and Independent Appraisers
States that do not require an appraiser’s license include Colorado, District of Columbia, Illinois, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, and Wisconsin.
LICENSE DESIGNATION
Florida first approved the Accredited Claims Adjuster designation in 2003. This designation provided the first and original exemption from the state licensing exam. The course became available as a distance learning course through the University of Florida Insurance in association with the University of Central Florida in 2004. One in four adjuster licenses in Florida have been approved using the ACA Designation.
Although other providers now offer claims adjuster designations, more than 250 insurance companies and adjusters use the ACA designation to license resident and non-resident adjusters. The ACA website may be located at http://www.ce.ucf.edu/insurance
The ACA Designation consists of a series of open-book multiple-choice tests and a written assignment. Students will learn to read and research policy questions, identify claim issues, and upon completion of the course, will receive a certificate of completion from the University of Central Florida that will exempt them from the state licensing exam.
CONTINUING EDUCATION
Each FL adjuster is required to complete 24 hours of CE every two years to retain the license. The 24 hours must include 2-hour state-approved courses: Ethics; 10 hours-Law; 12 hours-Optional.
All required courses are located on the UCF website and all work can be completed online at:
http://www.ce.ucf.edu/ASP/insurance