Internet safety for children has become an important consideration for parents of teens and tweens. As the Internet has evolved, so have threats targeting children. Although laws have been enacted around the world to protect children, it is up to each family to make sure they know what is happening when their children are online.

With that in mind, here are 10 tips you can implement to ensure the internet safety of children in your home. Get your kids to agree to these ground rules and you will go a long way in ensuring their safety online:

1. Never give your personal information online with the express permission of an adult. Addresses, phone numbers, work numbers are all ways your other details can be obtained.
2. If you come across websites or emails that are inappropriate or make you feel uncomfortable, tell your parents. By reporting these websites and emails to the authorities, you will help prevent the spread of this behavior.
3. Never agree to meet someone in person that you have met online without first discussing it with the parents. This is the most fundamental rule to ensure children’s Internet safety. It’s impossible to know for sure who you care about talking to online. If you do decide to meet up, do it in a very public place and make sure your mom or dad is with you.
4. It is very important that you do not send photos of yourself to people you meet online. There is no way you can know for sure who that person is unless you have met them personally.
5. There is a lot of bullying online. Never reply to rude or abusive emails or messages online. If the messages bother you or make you feel uncomfortable, tell your parents and they can follow up with the ISP or the police. Many children have suffered at the hands of cyberbullies. Do not be one of them.
6. Sit down with your children and set the rules for Internet and email access. It’s important to set the rules for what’s appropriate to view online and how to handle online situations. Parents need to know what children are doing online. There is even software that will block inappropriate websites and provide web history reports.
7. You must keep all passwords to yourself. It’s amazing how a hacker can use a single password to access so much of your information and wreak havoc in your life. Just don’t do it. This is one of the best ways to ensure the safety of children on the Internet. Also make sure that parents have their Internet account passwords.
8. Do not download software without using the proper antivirus programs and obtaining parental permission first. It’s easy to compromise the data on your computer by inadvertently installing malicious software.
9. Make sure kids don’t behave illegally online or hurt other people online. Children’s Internet safety is everyone’s responsibility.
10. Kids can usually learn things online pretty quickly. Spend time with your children online and you will learn a lot. Ignorance is not a defense. If you don’t know what your kids are doing online, then you’re not being a good parent.

These tips will help ensure children’s internet safety online; not just yours, but potentially someone else’s child could be spared from becoming a victim of online crime.

When it comes to buying coffee online, there is no “best online coffee shop.” You are likely to come across an endless selection of websites offering all things coffee from around the world. However, some online stores are better than others, and it makes sense to evaluate a store before placing your coffee bean order with them to learn more about who you’re ordering from.

However, it should be noted that the many benefits you find when buying coffee online also apply to your grocery store near where you live or work. As people in the UK and mostly elsewhere search for an artisan coffee roaster nearby, there is a rapid growth in online coffee sales.

Here are some helpful tips to guide you when shopping for coffee beans from online stores.

packaging

Make sure that the online store states in clear terms how they will package their coffee beans. Freshly roasted beans continue to release some gases for about a week after being roasted, and they need a way out. Therefore, a vacuum-sealed container with a one-way valve is the best solution to release the gas and prevent incoming air and odor that are likely to be absorbed by the beans and quickly go rancid.

Fresh Roasted Beans

The freshness of the coffee beans delivered is probably a big reason to order online. Coffee, both whole beans and ground, perishes quickly and the fresher the coffee, the better it tastes. A variety of factors contribute to beans going bad quickly, including the level of roasting, packaging, and whether the beans are whole or ground. The general consensus among roasters is that coffee beans reach their “peak flavor” within one to two weeks of roasting, although the coffee still tastes great even after four weeks. It is best to go with the list with your time frame within which to consume the coffee. When you buy online, you’ll get the same level of freshness that you would if you bought it at your local roastery.

Availability of grinding options

For most people, the fun part of drinking coffee is exploring the different flavors that the world of coffee has in store. The good thing about buying coffee online lies in the availability of different roasters and the options to try coffee from various parts of the world, whether single-origin or blend, and also the possibility of experimenting with the different levels of roasting, types of beans, and even coffee. from different seasons.

Once freshly roasted, some roasters offer a wide range of grinds to try, while others have a select range. While whole beans stay freshest and taste best when ground just before brewing, many shoppers don’t have the ability to grind their coffee beans. Look online for a coffee shop that sells a French press, drip grind, and espresso grind to help you find the perfect grind to brew.

price consideration

One of the best things about buying coffee online is the ease you have of comparing prices of similar types of coffee beans with similar packaging. This helps you avoid paying a much higher price for the coffee beans you have ordered. However, you should be careful not to pay a hefty sum in shipping costs that add to the price of the coffee. Some stores reduce or waive the shipping cost if a certain quantity is ordered. Buying a little more than you need may not be a bad decision.

Some online stores offer coffee beans in different container sizes for sale. Hence, for those who drink a lot of coffee, a good option would be a 5 kilo bag that also saves money. But for those who want to try a new roast, buying a 1 pound bag of coffee would be fine.

Shipping times

For the best flavor from brewed coffee, roasted coffee beans should be consumed within 3-4 weeks of roasting. This makes the estimated shipping time to your location an important factor to consider when ordering. Of course, stores located nearby are a better option for faster arrival in the mail.

Taking everything into consideration, the benefits of buying coffee online far outweigh its disadvantages. The high shipping costs of online orders can be addressed by purchasing larger quantities at a time that greatly reduces both the total cost and the frequency of orders.

Facing foreclosure can be overwhelming and scary, but if you take the right steps, you may be able to keep your home and save your credit. The following information is provided to help you better understand loan modifications.

Loan Modifications Overview

A loan modification is one of the best options available to both homeowners and lenders.

A loan modification is beneficial to the borrower because it allows the individual or family to remain in their home and gives them loan terms that work best for their particular lifestyle or situation. A loan modification compared to foreclosure, bankruptcy, or some of the other options, allows the borrower to keep their credit score intact.

Loan modifications are also beneficial to banks and lenders, especially with foreclosure rates that have skyrocketed in recent years. Banks lose a lot of money in a foreclosure. Not only does it cost money to carry out a foreclosure, but it often results in an overall loss for banks, as homes often sell for less than they are worth, or less than the outstanding amount of the loan itself.

In a March 6, 2008 CNN report, Bob Moulton of America Mortgage said, “It’s cheaper for a bank to renegotiate payments than it is to go after someone and lose monthly mortgage payments.” This is completely true; banks lose more than 50 cents on the dollar on houses sold through foreclosure auctions.

Loan modification is a long-term solution that will help the borrower make the loan payments and remain in their home. This can be achieved by:

lowering the interest rate

Switch from an adjustable rate mortgage to a fixed rate

extend the term of the loan (the period of time the borrower has to repay the loan)

switch to a different type of loan altogether

Some forms of loan modifications are more easily obtained than others. One of the easiest ways to modify your loan is to request an interest rate decrease. Most lenders are willing to aggressively reduce interest rates for qualified applicants. A reduced interest rate can save you anywhere from a few hundred to thousands of dollars each month; this depends on the amount of your loan.

Extending your loan is another way to modify, which is often not too difficult for a lender to do. By increasing the number of years you have to repay a loan, a homeowner can lower their monthly payment by a couple hundred dollars. However, it should be noted that this option increases the total repayment amount as additional interest accrued over the extended term of the loan.

A principal balance reduction is the most difficult loan modification to obtain. This involves the lender forgiving a portion of your debt. It is very difficult to get a lender to agree to this type of modification, because the lender has to report that money as a loss on its balance sheet, and the purpose of a loan modification is to minimize losses.

Background on Loan Modifications

Subprime mortgage practices deserve much of the blame for the current crisis. Throughout the first part of this decade, mortgage lenders made huge profits lending money to borrowers with questionable credit histories. The roaring housing market and the availability of easy credit perpetuated a refinancing cycle whereby a borrower who could no longer afford their monthly mortgage payment could simply refinance a new mortgage; often at a low teaser rate.

However, once the housing market stagnated, subprime borrowers found themselves unable to refinance. This led to a record number of foreclosures. As reported in a December 2006 New York Times article, “about 1.1 million homeowners who took out subprime loans in the last two years will lose their homes in the next few years.” The article further explains that “the foreclosure will cost those homeowners an estimated $74.6 billion, mostly in capital.”

Recently, a new wave of problems has arisen from the so-called Alternative-A loans. These Alt-A loans have been very popular over the last few years with borrowers who are self-employed or those with a declared income. Many people who took out Alt-A loans have not been able to keep up with their mortgage payments, especially since those loans have been adjusted to higher interest rates. With falling home prices, borrowers find themselves upside down and actually owe more on their loan than their home is worth.

If you are facing a serious financial crisis, contact Western Capital today at [email protected]

If there is one thing that many people hate, it is paying their taxes to the government. If this were voluntary, very few people would pay their taxes to the government. For this reason, a good number of people don’t really see the importance of taxes, but rather see government as this institution that is hell-bent on sucking every drop of their blood until they drop dead. In this article, we’re going to look at the purposes of taxes, so you can be better informed yourself about the role you’re playing in paying your money back to the government.

Government revenue source

The first reason corporations are taxed is simply because the government needs money to stay afloat. And although there are a number of governments in the world that are highly dependent on other sources of income, like investments in corporations, etc., tax revenue is one of the most reliable, and it is the one that most governments use for their needs. bills. With this money, they can build roads, schools, employ civil servants, etc.

Resource Redistribution

The other reason that governments tax citizens is because these governments want to use taxes to redistribute resources. As most people already know, one of the most important principles of taxation is the principle of fairness. In this sense, you will find that the government can get money from the rich and then use it to pay the poor some unemployment benefits.

Economic politics

Lastly, the government can also come up with very good policies simply by tinkering with the tax system. If the government wants to reduce aggregate demand in the economy, it can do so by making sure to tax people heavily to avoid inflation. On the other hand, if the government wants to ensure that there is more aggregate demand, it can do so by reducing the amount of direct taxes so that taxpayers can have a chance to spend their cash on commodities.

It is important to note that the purposes mentioned here are not just stand-alone policies. At the end of the day, the different purposes will be able to interact with each other.

When it comes to choosing the right weightlifting belt, there are a number of factors to consider. The most important thing to determine first is what reasons you have for using a weightlifting belt. There are three main reasons why you would use a weightlifting belt; or you have injured your lower back; you are doing heavy weight training and want to lift weights while protecting your back; or you want to show your bodybuilding involvement to all the other less serious trainers who don’t wear weightlifting belts in the gym.

If you’ve already injured your lower back and received advice from a professional to support your back while lifting weights, they may have suggested a product for you. If not, a relatively flexible, lightweight weightlifting belt will most likely be adequate, and considering that it’s not something you’ll be investing in long-term once you get back on your feet, a Nike weightlifting belt that will Retails for around $30 might be what you’re looking for.

http://www.nike.com

If you’re looking for a weightlifting belt for very heavy weight training or competitive powerlifting, there are a few things to consider. What level of support do you need? Most strength belts are between 4″ and 6″ wide in the back, and the size you choose should relate to your height (a 6″ back can be very restrictive for a shorter person) and what you allows your weightlifting organization into your rules.It should fit around your waist, sit on your hips, and only cause discomfort when you put pressure on your hips and only during a heavy lift.What kind of locking mechanism do you need?If only You’re a weight lifter at the gym, a single or double prong buckle will do just fine, giving you peace of mind that it’s secure and generally looks much better than a quick release toggle belt, like the ones you’ll probably prefer to wear. a powerlifter prefer a lever belt because of the discomfort involved in a heavily supported one-rep attempt, plus it’s easy for a training partner to tighten and can make it much tighter than a buckle. The organization’s rule book before deciding. power belts and usually cost less than $100. http://www.inzernet.com

If wearing a weightlifting belt is part of your gym attire and you need to look good while performing moderate to heavy daily exercises, almost any belt that has a secure buckle and a good level of support (about 4″) will do. right for you, as all are developed with this feature in mind.

Pick something that’s comfortable and looks good, because after all, that’s what you’re at the gym for. Some companies offer basic black, tan, and red leather weightlifting belts starting around $30, or you can get mid-priced belts starting at $110.

The most fashion-focused weightlifting belt company is Katana, with everything from pink crocodile print to yellow and black snake print, their luxury weightlifting belts start at around $175.

http://www.katanaweightliftingbelts.com

With all of these considerations in mind, have fun choosing a new weightlifting belt from the many out there, for continued safe and strong lifting.

-END-

Even though I graduated from the University of Oregon and went back there to complete my master’s degree, that’s not the main reason I encourage young people to become students there. The truth is that there are several good reasons to choose the University of Oregon and I would like to share some of them here.

1. Location and some things that the University of Oregon has to offer

The University of Oregon is located in Eugene, Oregon, a city of just over 100,000 people about 100 miles south of Portland, Oregon’s largest city. The climate is moderate with a very few days a year of freezing weather and a very few days of extremely hot weather. Ocean beaches are just over an hour away, and mountain lakes are about the same distance in the opposite direction. I-5, a major highway that runs along the east side of the city, makes the University one of the most accessible universities in the state.

The City of Eugene is an active community that offers something for everyone. If you like the outdoors, Eugene is noted for its many miles of bike trails, especially the scenic ones along the banks of the beautiful Willamette River.

During the year, running is often highlighted as Eugene claims to be the Running Capital of the World. The Olympic Track and Field Trials were held at the University last summer, so that title may be more than just wishful thinking.

Art shows and music festivals abound. The Hult Center for Performing Arts in downtown Eugene has something going on every day of the week, and people come from all states (and some nearby states) to attend the annual Bach Festival there.

Eugene offers excellent restaurants for every taste imaginable.

Lane Community College, an excellent Junior College is located on the outskirts of the city and offers an extensive program of technical courses, as well as university transfer classes for those who prefer to start their college education at a smaller institution. (See the link to the Lane Community College website for more information.)

Every fall, the Eugene Celebration draws huge crowds who turn out, rain or shine, to choose that year’s Slug Queen, a rather dubious honor, but it’s all in good fun. The festival continues with many other activities to capture the minds of those not interested in Slug royalty and it’s an experience that will leave you looking forward to next year’s festival.

There are two main hospitals in the area, and medical care is available in almost all parts of the city. An award-winning newspaper, The Eugene Register Guard, effectively covers the news, both local and national.

2. A bit about the program, the faculty and the size of the University of Oregon

Known for its excellence, the University of Oregon offers professional programs such as journalism, education, law, performing arts, music, architecture, planning, and public policy. It is a leading liberal arts and sciences university and has been ranked by US News & World Report as one of America’s Best Universities not just once but multiple times.

The faculty at the University of Oregon is outstanding, often attracting notable scholars who have taught at top universities across the country. Student enrollment for 2010 is expected to be approximately 21,000.

According to the University’s website, 7 governors of the state of Oregon have been elected 7 from among the graduates of the University of Oregon; two faculty members have been Nobel Prize winners, ten have been Pulitzer Prize winners, 19 have been Rhodes Scholars, and 129 faculty members have been Fulbright Scholars. Many other faculty members have also received various illustrious awards.

The University of Oregon has been recognized for having a higher percentage of its students join the Peace Corps than any other university in the nation. More than 2,000 of its graduates have joined.

3. Tuition fees and student housing for 2010

In today’s economic climate, tuition costs have become a very important consideration when choosing a college. The University of Oregon is about equal to other state universities of the same size when it comes to college costs. Tuition for fall 2010 is estimated to be around $7,428, with another $1,050 for books and supplies. Students who will need financial aid or scholarships are urged to visit their website to see what is currently available.

It is difficult to estimate the cost of housing, as much depends on whether a student plans to live in a college dorm, share an off-campus apartment or house with a friend, or live with their own family members.

Luxury dormitories and apartments in the immediate area of ​​campus are available to those who can afford them, but there are plenty of off-campus rentals as well. Unless you have a relative you plan to stay with in the area, your best bet is to contact the campus housing director, who can help match your needs with what’s available at any given time.

4. Transportation around campus and the city.

The University of Oregon isn’t closed to traffic like many universities are these days, but sometimes it can be hard to find a parking space. Students can request parking stickers, but the parking areas fill up quickly as they operate on a first-come, first-serve basis. If possible, students are encouraged to use alternative modes of transportation, such as bicycles or the public transportation system that has bus stops at most corners in the campus area.

The public transportation system is far reaching, even going to several nearby cities, so traveling around the area is quite easy. Students can purchase tokens at a discounted price, and a printed schedule is available so riders can plan ahead for bus arrival and departure times, transfers, and routes that may not run after certain hours at night. or on holidays.

5. Sports

Autzen Stadium, the University’s soccer facility, has been recognized as one of the top ten in the United States and construction has recently broken ground on a new multi-million dollar basketball facility. The University of Oregon Track and Field program is known not only throughout the United States, but throughout the world.

Noted athletes like Olympian running back Steve Prefontaine, NFL stars Joey Harrington, Alkili Smith, and Dan Fouts, track star Alberto Salazar, and many, many more have been students at the University of Oregon. Nike CEO Phil Knight has been and continues to be very active in promoting and contributing to the athletic program at the University of Oregon.

The University of Oregon does not focus on any one particular sport, but offers fifteen different sports programs for men and women. Unlike many other universities, the University of Oregon sports program is not only self-supporting, but contributes approximately $5 million a year to academic programs in other areas of the University.

6. churches

Eugene, where the University of Oregon is located, has many churches to choose from, as well as two Bible colleges within walking distance. In fact, North West Christian University is right next to the University of Oregon, so it would be easy to enroll in classes at both schools at the same time. Eugene Bible College, affiliated with Bible Standard Churches, is a short drive from downtown.

There are even more good reasons to choose the University of Oregon as the perfect place to continue your post-high school education, but the ones provided above should be enough to convince you to take a second, and maybe even a third look. . Below is a link to the University of Oregon website so you can study their programs in more depth and determine if it really is the best fit for you.

You may have been illegally charged with a crime you didn’t comment on, possibly even forced to take a ride “downtown” and spend a few days in jail. But you weren’t guilty and none of the facts say you were.

Hire an Appellate Lawyer!

As small as the issue may seem, when you’re out and not looking back, if you’ve been charged, you should know your rights. Those rights include the opportunity to appeal if you were wrongly charged and served time, or paid a fine, knowing you did nothing wrong.

Ask for help.

There is nothing wrong with finding a lawyer to defend your case or asking for an appellate lawyer to oversee your case. Perhaps you’ve already settled your case and it’s not looking as good as you think it should? Call an appeals attorney to get a better review of what your rights should be.

Yo have to go ahead.

Your life may depend on it. If you have a record, it appears. If your log shows up and it shouldn’t even be a log, you’ll want to fix it right away. Call an appeals attorney and resolve that issue.

For example:

When you live in Colorado and need to rent an apartment, the landlord runs a criminal background check. If there is anything on his record that shows up, including the judgments against him in court, he may not be able to rent a house. Those rulings would have to be overturned by requesting that they be appealed and dismissed in the appeals court. Only a Colorado appellate attorney can do that.

Other states have similar laws, so while this may not be specifically related to Colorado, there is a limit to my knowledge on this particular subject. I know the laws of Colorado.

Basic law will get you through hoops, if you have a good lawyer. But if you’re working with a second-rate lawyer and they confuse you. You will need someone who can fix you. The best thing to do then is to hire the best lawyer you can get to solve your problems. That means hiring the best Barrister appellate attorney.

If you lost it in the lower courts, you’ll need confidence at the next level. So don’t let yourself down and hire a crazy dumb, dumb in the chair, call a guy who won’t do his best for you.

Hire the BEST you can afford.

So now that I’ve told you that, I’m going to share my story:

I’m here working every day, breaking my chops for a living. And I barely made ends meet. And then comes this person who shakes my cage and convinces me that I can retire happy if I do this. All I have to do is write business reviews and post them on my blog. Well, I do that, and I write amazing reviews of businesses I know, but I forget to ask how they pay me.

Time passes and I find out how they pay me. She had told me but I wasn’t listening. Then I went on her blog and she literally walked me through every step of the process. From writing the review to sending it to the company asking for her “blessing” and getting paid to post her review on my blog. It was a really cool deal, and several of those companies paid me something to sponsor their blog post. A few hundred dollars here and there was pretty good. So, I started working on a client list and would go back to the originals and ask for more money for another revision.

So, I’m sitting in the Ford dealership and the lady walks in. She has the key to a brand new Ford RED truck in one hand and the paperwork for a Ford truck to “give away” that she is displaying in the other hand.

What the hell?

So I watched her. I said her Hello. Then, when the seller went to get the rest of the paperwork, I went over and asked what he was doing with the truck. She said, “I’m giving it away on my website.”

The deal is, they paid her for a red Ford pickup to advertise this Ford dealership, and they gave her a second pickup to give away, just like hers. All this for ads.

I saw the price of that truck. They paid him $47,000 for advertising that year, plus they gave him another truck for the same value.

That’s one big traffic driving machine right there in those skinny jeans. And she didn’t even add any additional influence when she walked away!

Now, I figure if she can do it, I can do it right?

Well, I pulled up my pants, smoothed my shirt over my beer belly into my belted khakis, and told the dealer, “I want a deal like that!”

The next thing I knew, I was in handcuffs and talking to my lawyer because the dealer thought he was trying to buy my love.

I guess there’s one thing my mom taught me. She told me that if you’re in a hole, she stops digging and shut up, because you’re not talking your way out of a hole.

The stupid lawyer wasn’t getting me out of trouble, so I waited until I could appeal my case.

Language is the house of Being. Man lives in his home. Those who think and those who create with words are the guardians of this home.” – Martin Heidegger, German philosopher, Letter on Humanism, 1947.

The philosopher José Ortega y Gasset once said that man had no nature, only history. While I respect this opinion, I believe that the true human nature of man is language. Just as the lesser god Prometheus gave fire to man, a greater God gave humanity a great blessing: language.

After years of reflecting on what Martin Heidegger meant by “Language is the house of being”, I finally realized (while watching catastrophic news on TV) that Heidegger meant that language is not just a construction, a shelter, a building, a dwelling. , but the soul of humanity – container of infinity.

Through language we search for heaven and earth; through language we accept or reject God; through language we accept or reject the absolutes that guide the human race.

And yes, it is only through language that we experience aesthetic bliss and love. Although joy and love are more akin to emotional life, the viscera, the central nervous system, the body can only partially express joy and love. Language is essential, or if not, try to say so to painters, poets and writers.

Take Trollope (in Pendennis history): “It is better to love wisely, no doubt; but to love foolishly is better than not being able to love at all.” And Trollope went on to fill the library shelves with language and love.

We think and feel through words. Although words are more skillful and suitable for thinking than feeling, we still recognize that even our deepest emotions must be turned into words to express what we feel. When we immerse ourselves in a good book we feel with and for the characters: with Don Quixote and Sancho we experience the true meaning of friendship; with Anna Karenina and Aschenbach we feel the exquisite pangs of deeply tormented souls; with Remedios La Bella we ascend to heaven.

Can we build science without language? Is not language the container of patterns, axioms, equations, paradigms and formulas? Can wisdom be achieved without language?

Even the most die-hard nihilist or atheist needs language to disprove the existence of God; the same God who gave him the gift of language.

When humans master a language, they are never homeless. Even when your houses burn, as we watched the flames destroy thousands of homes in San Diego, California, your spirit, your humanity, survives in the House of Being: Infinity.

Robert Kiyosaki, author of the Rich Dad book series, has said more than once that you don’t have to have money to make money. However, in the “Cash Flow Quadrant”, he reveals how much money he paid for his first condo investment. What if he wants to buy a condo but doesn’t have a few thousand dollars available to make it happen?

You can still make your purchase. The trick is that you just have to think about things a little differently.

If you haven’t seen the movie “Schindler’s List”, you probably should. Not only is he a fair amount of social awareness, his writers did a good enough job with Schindler’s character to give you an idea of ​​his business savvy. The man wanted to build a factory because he knew that he could make him a lot of money during the war. The thing was, he didn’t have the capital to build that factory.

But the Jewish community does.

He approached them and presented his idea on how, in exchange for their investment capital, they could take some of the goods produced and sell them on the black market. He talked to many investors. He raised a lot of money.

You can do the same, and in fact many people do. If you see a good deal on a building and don’t have the millions left over to buy it, form a cooperative to buy the property. Even if you receive only 10 percent of the property’s profits, it will still be a nice sum if it’s the right property.

That’s why you shouldn’t be content with starting too small.

According to Ken McElroy, author of Rich Dad’s “The ABC’s of Real Estate Investing,” there’s nothing wrong with small lots of real estate. He simply says that there’s no reason to relegate yourself to them for fear that you don’t have the skills to grow, because it doesn’t really require more skills. You end up outsourcing a lot anyway.

What a larger piece of real estate will do, however, is allow you to interest more investors, since they can make more money on the deal. It is also highly unlikely that a larger real estate property would fall at zero occupancy.

As McElroy says, if you rent a single-family unit and that family moves out, you have a zero occupancy rate and the property becomes a liability until you can rent it again. If you own an interest in a 50-family building and 10 families move out, you still have an occupancy rate of 80 percent. The property is still an asset. You are still making money. And you know you can get back to doing more when you renew those 10 units.

All of that doesn’t even begin to take into account the relative ease of obtaining a bank loan in order to purchase investment property. The bank knows that it can make money on that property if you don’t pay, regardless of your credit history.

Regardless of what you are trying to do in this life, you owe it to yourself to let go of your assumptions and figure out how to get around potential barriers. Real estate investing is no exception. Just stick your nose in and start learning. There is a way for you to do it.

Summary of tips. It’s everywhere lately. Honestly, there’s so much of it that a job seeker would have to work hard not to get bombarded by it. Do this. Do not do that. Make sure you have this. Make sure you don’t have that.

Not only is the amount of advice overwhelming, but it is also often contradictory. In fact, I met a job seeker last week whose first comments were, “Please don’t give me any more resume advice!”

I can’t say I blame him. I’m not sure I’ve ever known a profession like ours where we try so hard to make people our equivalent. Do lawyers explain all aspects of the law when they work with you? Do accountants teach you all the nuances of the tax code? No, they tell you what you need to know and answer your questions, but they don’t teach you how to be lawyers and accountants.

For whatever reason, us running professionals seem to feel the need to turn everyone else into us.

And we seem to feel the need to do so in such a general way that we often raise contradiction after contradiction. My job seeker above was mostly frustrated as blog after blog passed on different advice on how long your resume should be, how the resume/profile section should be organized, and how much to trust bullet points. Every “career professional” who reviewed her resume had something different to say and, yes, often contradictory. Not only that, but recruiters said one thing, hiring managers said another, and resume writers said another.

It’s no wonder so many job seekers are skeptical about paying for resume services! Looks like we don’t know what we’re talking about!

And they walk away not appreciating us, but they stand by all these edicts (“resumes can ONLY be 1 page long”, “resumes should ONLY use bullet points, “resumes should ONLY have 10 years of employment history) that sometimes may need to be tailored to meet the specific needs of that client’s audience.

Rather than bog job seekers down to the nitty-gritty (and I’m as guilty as the next professional) of resume details and so-called “rules”, perhaps we should take another approach and explain all the factors that go into the job. development of a resume. strategy, which then determines the length, number of bullets, etc.

Hey, maybe we should market our “value,” which is not that we know how to arrange things on a page in a nice format, but that we actually know how to “sell” a paper customer to the audience he or she is dealing with. reaching.

And maybe before we give advice on what a resume looks like and whether they followed all our edicts, we can remind clients that writing a resume, like any form of marketing, is not an exact science, that you’re playing a game of odds. . it all depends on how well you can anticipate not only the needs of the reader(s) but also their preferences.